Whole Life Insurance Calculator

Whole Life Insurance Calculator

One of the most useful tools online for insurance shoppers is the whole life insurance calculator. These handy online devices can tell you how much coverage you need and how much you can expect to pay. The first thing you need to do is locate the right calculator as there are a variety of them online. Any major search engine like Google or Yahoo can lead you to listings of sites that feature life insurance calculators. Even if you don't have a lot of Internet experience you can easily use one of these online calculators.

You will have to answer questions relating to life insurance. For example you may be asked if you have a 401k plan or other retirement account. One reason for this is because whole life insurance can be used as an investment vehicle. There are different types of whole life insurance such as variable and universal policies that can gain cash value. Every cent you put in above your premium will be invested into conservative bonds and mutual funds. However with a variable policy you have more investment choices like stocks and you can choose where your money goes.
A calculator may ask you about your current financial situation. Actually, some of these calculators could better be described as questionnaires. For example, Bankrate asks a variety of different questions including how would you best describe your investment strategy and what you do with leftover money after your bills are paid. The Bankrate calculator is multiple choice, you just select the answer that is most like you.
After you've completed the steps required by the whole life insurance calculator that you've chosen, you will be presented with a figure. This figure will represent how much life insurance you need and what your estimated cost may be. If you are paying annual premiums you can calculate what your payment will be each year. You may also decide to pay monthly premiums if annual premiums do not appeal to you. You should know that calculators and free quotes offered online are basic tools that do not replace the services of an insurance agent. Once you've decided upon a whole life insurance policy or even have a basic idea of what you want, an agent can lead you through the application and policy activation process.

Life Insurance News:

Best Issues Special Report on New Zealands Non-Life Insurance Market A new report from A.M. Best examines New Zealands non-life insurance market, which it describes as being EURœin a state of transformation as it grapples with prolonged earthquake activity in addition to regulatory developments.EUR The report, EURœNew Zealands Insurance Market EUR¦..

Marketing Life Insurance Is a Game For AXA Equitable EUR” Online Get Business Mobile Text Alerts Countless video games from Pac-Man to Grand Theft Auto involve a character trying to stay alive while advancing to trickier levels...

Best Issues Special Report on New Zealand's Non-Life Insurance Market - Insurance Journal Post Online Best Issues Special Report on New Zealand's Non-Life Insurance Market Insurance Journal A new report from AM Best examines New Zealand's non-life insurance market, which it describes as being EURœin a state of transformation as it grapples with prolonged earthquake activity in addition to regulatory developments.EUR The report, EURœNew Zealand's . AM Best Publishes New Special Report Examining Transformation of New Zealand's .MarketWatch (press release) AM Best: New Zealand P&C Market Eying Alternatives, Including CaptivesPropertyCasualty360 all 15 news articles » ..

Local Company Using Video Games To Market Life Insurance Get Business Mobile Text Alerts Countless video games from Pac-Man to Grand Theft Auto involve a character trying to stay alive while advancing to trickier levels...

China Life Insurance Crosses Above its 10-day MA (LFC) - Financial News Network Online China Life Insurance Crosses Above its 10-day MA (LFC) Financial News Network Online Today, shares of China Life Insurance (NYSE:LFC) have crossed bullishly above their 10-day moving average of $42.04 on a volume of 453K shares. This may provide swing traders with an opportunity for a long position, as such a crossover often suggests . and more » ..

Bharti AXA Life launches 2 new products Private insurer Bharti AXA Life Insurance today launched two new products, namely, Bharti AXA Life Future Invest and Bharti AXA Life Power Kid Insurance Plan...

CaliforniaLife.com Offers Life Insurance Plans in Less than 48 Hours with No . - MarketWatch (press release) CaliforniaLife.com Offers Life Insurance Plans in Less than 48 Hours with No . MarketWatch (press release) 14, 2011 /PRNewswire via COMTEX/ -- Even those with life insurance realize they need more; the average main-street American only has enough for 3.6 years of replacement income. CaliforniaLife.com makes the process simple with online quoting, . and more » ..

East Valley woman claims life insurance was erroneously canceled - AZFamily e-wisdom.com East Valley woman claims life insurance was erroneously canceled AZFamily EURœI have a lot of family, I have three children and grandchildren so I feel like my life's been worthwhile,EUR Stanley said. So to help her family out, Stanley purchased life insurance years ago from Globe Life and Accident Insurance. . Q&A: Advice for the life insurance beginnere-wisdom.com Personal Finance: What you should know about life insuranceLexington Herald Leader all 3 news articles » ..

Imperial Holdings, Inc. Announces Third Quarter 2011 Results Imperial Holdings, Inc. (NYSE: IFT) ("ImperialEUR), a specialty finance company providing liquidity solutions with a focus on individual life insurance policies and purchasing structured settlement payments, today announced financial results for its third quarter and nine months ended September 30, 2011...

California Insurance Company, Sofi Insurance, is Providing Low-Cost Health . - Sacramento Bee California Insurance Company, Sofi Insurance, is Providing Low-Cost Health . Sacramento Bee On top of the basic health coverage, Sofi Insurance also offers a full line of policies for children, students, life, supplemental, automobiles, homes, and even travel. A once a stressful process is now easier than ever. Customers will be able to go . Local J. Morey Company Provides Answers to Frequently Asked Questions .San Francisco Chronicle (press release) all 10 news articles » ..

Marketing Life Insurance Is a Game For AXA Equitable EUR” Online - Hartford Courant Hartford Courant Marketing Life Insurance Is a Game For AXA Equitable EUR” Online Hartford Courant But what if death didn't end the game EUR” as long as the character had life insurance? Then the gamer could pass on collected worth to subsequent generations in a long lineage of fictional avatars benefiting from proper risk management. . Bharti AXA Life launches two productsEconomic Times all 7 news articles » ..

Why health insurance can't be sold like life insurance - Livemint Why health insurance can't be sold like life insurance Livemint The Life Insurance Corp. of India (LIC) launched its health insurance policy EURœJeevan ArogyaEUR with much fanfare on 1 June, following the footsteps of its reasonably successful LIC Health Plus (a unit-linked insurance plan or Ulip) in January 2008. . and more » ..

Local J. Morey Company Provides Answers to Frequently Asked Questions Regarding CA Life Insurance Area insurance experts at J. Morey Company educate their local community on the benefits of life insurance coverage. (PRWeb November 14, 2011) Read the full story at http://www.prweb.com/releases/2011/11/prweb8960184.htm..

10-Q: GREAT WEST LIFE & ANNUITY INSURANCE CO - Middle East North Africa Financial Network 10-Q: GREAT WEST LIFE & ANNUITY INSURANCE CO Middle East North Africa Financial Network The Individual Markets segment distributes life insurance and individual annuity products to both individuals and businesses through various distribution channels. Life insurance products in-force includes participating and non-participating term life, . SOUTHERN COMMUNITY FINANCIAL CORP - 10-Q - Management's Discussion and .Insurance News Net (press release) all 197 news articles » ..

10-Q: PRUCO LIFE INSURANCE OF NEW JERSEY - Middle East North Africa Financial Network 10-Q: PRUCO LIFE INSURANCE OF NEW JERSEY Middle East North Africa Financial Network Management's Discussion and Analysis of Financial Condition and Results of Operations Pruco Life Insurance Company of New Jersey meets the conditions set forth in General Instruction H(1)(a) and (b) on Form 10-Q and therefore is filing this form with . and more » ..

Life Insurance for College? No! Have you heard the latest pitch from your insurance agent? Provide protection for your children and save for their college education now is being marketed by insurance companies to their clients. We all like it when we combine products to make our lives simpler such as the value meals and our internet and phone service. This might not be the best course of action when choosing life insurance on ...

Personal Finance: What you should know about life insurance Insurance can be one of the least understood aspects of your financial plan. And unfortunately, you often hear of people being sold insurance that they may not need...

CaliforniaLife.com Offers Life Insurance Plans in Less than 48 Hours with No Exams Required HUNTINGTON BEACH, Calif., Nov. 14, 2011 /PRNewswire/ -- Even those with life insurance realize they need more; the average main-street American only has enough for 3.6 years of replacement income. CaliforniaLife.com makes the process simple with online quoting, applications and...

Life insurance for college? No! - Zanesville Times Recorder Life insurance for college? No! Zanesville Times Recorder We all like it when we combine products to make our lives simpler such as the value meals and our internet and phone service. This might not be the best course of action when choosing life insurance on your children to help save for college. . and more » ..

Securian Promotes, Appoints Five to National Account, Retail Wholesaling Positions ST. PAUL, Minn.--(BUSINESS WIRE)--Securian Financial Group, Inc. reorganized its retail life insurance and annuity products distribution system with a new hire, promotions for three people and expanded responsibilities for another...